Adult industry payment processing since 1992.

For more than three decades, Humboldt Merchant Services has been offering specialty merchant accounts to a wide range of businesses, including those featuring adult content. Need an adult merchant account? Humboldt is the only adult payment processor with the experience necessary to simplify your payments, streamline your operations, and increase your profits.

Why is the adult industry considered hard to place?

Acquiring banks consider business owners operating in the adult industry to be specialty merchants for several reasons. These include the following.

The The higher chargeback ratios that come with operating an adult business.
The The higher percentage of subscription-based payments.
The The increased risk of fraud.
The The presence of age restrictions.
The The number of regulations that have to be met.
The The perceived increase in reputational risk associated with the industry.

Examples of specialty adult industry businesses.

There are a number of different businesses whose product offerings place them under the adult industry umbrella. That includes merchants looking for payment processing for any of the following.

Gentlemen’s clubs  |  Online dating sites  |  Adult book stores  |  Lingerie and clothing stores | Sex toy and novelty sales  |  Adult content websites  |  Telephone services  |  Livestream services, and more

How does being in a speciality category affect getting approved for a merchant account?

Offering products and/or services associated with the adult industry doesn’t mean you can’t be approved for a merchant account. However, it does mean you’ll likely be asked to provide a little more documentation regarding your financials and processing history during the application process. That way your processor can be comfortable with the level of risk they’ll be taking on when partnering with you.

How to choose an adult payment processor.

When it comes to choosing an adult payment processor to partner with, you want a payment technology company that understands the unique challenges that come with an adult merchant account, like the increased risk of chargebacks and fraud. You’ll also want to partner with a provider who:

Has Has experience with so-called “hard-to-place” businesses.
Offers Offers the lowest possible rates for specialty payment processing.
Can Can provide the latest payments hardware and software.
Provides Provides a high level of customer care and technical support.

Integrating with an adult payment gateway.

We make it easy for high-risk merchants like those in the adult entertainment industry to accept ecommerce payments and grow their businesses. In fact, we offer secure and seamless access to an in-house adult payment gateway, which means we can oversee the entire transaction process while providing industry-leading uptimes. Plus, one point of contact for our award-winning customer care and technical support.

Why HBMS.

When you choose Humboldt Merchant Services as your payment processor, you get more than just an adult merchant account or a way to accept credit cards. You’re getting a proven partner who knows the unique challenges merchants offering adult products face.

877.387.5642
1600 N Desert Dr #101, Tempe, AZ 85281

To learn how Humboldt can give you the peace of mind of safe and secure, hassle-free payment acceptance, simply enter your contact info below and one of our payments professionals will be in touch as soon as possible.