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    <title>hbms-blog</title>
    <link>https://www.hbms.com/blog</link>
    <description>The Humboldt Merchant Services merchant resources blog: payment acceptance tips and insights for retail, ecommerce and specialty merchants.</description>
    <language>en</language>
    <pubDate>Wed, 11 Nov 2026 16:39:47 GMT</pubDate>
    <dc:date>2026-11-11T16:39:47Z</dc:date>
    <dc:language>en</dc:language>
    <item>
      <title>Credit Card Processing For Firearms Training Services and Academies</title>
      <link>https://www.hbms.com/blog/credit-card-processing-for-firearms-training-services-and-academies</link>
      <description />
      <content:encoded>&lt;img src="https://track.hubspot.com/__ptq.gif?a=23215603&amp;amp;k=14&amp;amp;r=https%3A%2F%2Fwww.hbms.com%2Fblog%2Fcredit-card-processing-for-firearms-training-services-and-academies&amp;amp;bu=https%253A%252F%252Fwww.hbms.com%252Fblog&amp;amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "&gt;</content:encoded>
      <pubDate>Tue, 03 Mar 2026 04:11:00 GMT</pubDate>
      <guid>https://www.hbms.com/blog/credit-card-processing-for-firearms-training-services-and-academies</guid>
      <dc:date>2026-03-03T04:11:00Z</dc:date>
      <dc:creator>Jereme Sanborn</dc:creator>
    </item>
    <item>
      <title>Faster Reimbursement, Better Cash Flow With Digital Telehealth Payments</title>
      <link>https://www.hbms.com/blog/faster-reimbursement-better-cash-flow-with-digital-telehealth-payments</link>
      <description />
      <content:encoded>&lt;img src="https://track.hubspot.com/__ptq.gif?a=23215603&amp;amp;k=14&amp;amp;r=https%3A%2F%2Fwww.hbms.com%2Fblog%2Ffaster-reimbursement-better-cash-flow-with-digital-telehealth-payments&amp;amp;bu=https%253A%252F%252Fwww.hbms.com%252Fblog&amp;amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "&gt;</content:encoded>
      <pubDate>Fri, 27 Feb 2026 16:07:00 GMT</pubDate>
      <guid>https://www.hbms.com/blog/faster-reimbursement-better-cash-flow-with-digital-telehealth-payments</guid>
      <dc:date>2026-02-27T16:07:00Z</dc:date>
      <dc:creator>Ryan</dc:creator>
    </item>
    <item>
      <title>How To Meet VIRP Age Verification Rules For Adult Merchants</title>
      <link>https://www.hbms.com/blog/how-to-meet-virp-age-verification-rules-for-adult-merchants</link>
      <description />
      <content:encoded>&lt;img src="https://track.hubspot.com/__ptq.gif?a=23215603&amp;amp;k=14&amp;amp;r=https%3A%2F%2Fwww.hbms.com%2Fblog%2Fhow-to-meet-virp-age-verification-rules-for-adult-merchants&amp;amp;bu=https%253A%252F%252Fwww.hbms.com%252Fblog&amp;amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "&gt;</content:encoded>
      <pubDate>Thu, 26 Feb 2026 02:17:00 GMT</pubDate>
      <guid>https://www.hbms.com/blog/how-to-meet-virp-age-verification-rules-for-adult-merchants</guid>
      <dc:date>2026-02-26T02:17:00Z</dc:date>
      <dc:creator>Jereme Sanborn</dc:creator>
    </item>
    <item>
      <title>Practical Ways to Reduce Fraud for Tobacco and Vape Stores</title>
      <link>https://www.hbms.com/blog/practical-ways-to-reduce-fraud-for-tobacco-and-vape-stores</link>
      <description />
      <content:encoded>&lt;img src="https://track.hubspot.com/__ptq.gif?a=23215603&amp;amp;k=14&amp;amp;r=https%3A%2F%2Fwww.hbms.com%2Fblog%2Fpractical-ways-to-reduce-fraud-for-tobacco-and-vape-stores&amp;amp;bu=https%253A%252F%252Fwww.hbms.com%252Fblog&amp;amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "&gt;</content:encoded>
      <pubDate>Tue, 24 Feb 2026 07:50:00 GMT</pubDate>
      <guid>https://www.hbms.com/blog/practical-ways-to-reduce-fraud-for-tobacco-and-vape-stores</guid>
      <dc:date>2026-02-24T07:50:00Z</dc:date>
      <dc:creator>Jereme Sanborn</dc:creator>
    </item>
    <item>
      <title>How Telehealth Prepay Reduces No-Shows and Last-Minute Cancellations</title>
      <link>https://www.hbms.com/blog/how-telehealth-prepay-reduces-no-shows-and-last-minute-cancellations</link>
      <description />
      <content:encoded>&lt;img src="https://track.hubspot.com/__ptq.gif?a=23215603&amp;amp;k=14&amp;amp;r=https%3A%2F%2Fwww.hbms.com%2Fblog%2Fhow-telehealth-prepay-reduces-no-shows-and-last-minute-cancellations&amp;amp;bu=https%253A%252F%252Fwww.hbms.com%252Fblog&amp;amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "&gt;</content:encoded>
      <pubDate>Thu, 19 Feb 2026 07:43:00 GMT</pubDate>
      <guid>https://www.hbms.com/blog/how-telehealth-prepay-reduces-no-shows-and-last-minute-cancellations</guid>
      <dc:date>2026-02-19T07:43:00Z</dc:date>
      <dc:creator>Dave Galens</dc:creator>
    </item>
    <item>
      <title>What MCC 5723 Means For Your Firearm Store</title>
      <link>https://www.hbms.com/blog/what-mcc-5723-means-for-your-firearm-store</link>
      <description />
      <content:encoded>&lt;img src="https://track.hubspot.com/__ptq.gif?a=23215603&amp;amp;k=14&amp;amp;r=https%3A%2F%2Fwww.hbms.com%2Fblog%2Fwhat-mcc-5723-means-for-your-firearm-store&amp;amp;bu=https%253A%252F%252Fwww.hbms.com%252Fblog&amp;amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "&gt;</content:encoded>
      <pubDate>Tue, 17 Feb 2026 06:25:00 GMT</pubDate>
      <guid>https://www.hbms.com/blog/what-mcc-5723-means-for-your-firearm-store</guid>
      <dc:date>2026-02-17T06:25:00Z</dc:date>
      <dc:creator>Jereme Sanborn</dc:creator>
    </item>
    <item>
      <title>Simplifying Group Payments in Bars and Fast Casual Dining</title>
      <link>https://www.hbms.com/blog/simplifying-group-payments-in-bars-and-fast-casual-dining</link>
      <description />
      <content:encoded>&lt;img src="https://track.hubspot.com/__ptq.gif?a=23215603&amp;amp;k=14&amp;amp;r=https%3A%2F%2Fwww.hbms.com%2Fblog%2Fsimplifying-group-payments-in-bars-and-fast-casual-dining&amp;amp;bu=https%253A%252F%252Fwww.hbms.com%252Fblog&amp;amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "&gt;</content:encoded>
      <pubDate>Fri, 13 Feb 2026 07:50:00 GMT</pubDate>
      <guid>https://www.hbms.com/blog/simplifying-group-payments-in-bars-and-fast-casual-dining</guid>
      <dc:date>2026-02-13T07:50:00Z</dc:date>
      <dc:creator>Dave Galens</dc:creator>
    </item>
    <item>
      <title>The Importance of Data Sovereignty in the Age of Super Apps</title>
      <link>https://www.hbms.com/blog/the-importance-of-data-sovereignty-in-the-age-of-super-apps</link>
      <description />
      <content:encoded>&lt;img src="https://track.hubspot.com/__ptq.gif?a=23215603&amp;amp;k=14&amp;amp;r=https%3A%2F%2Fwww.hbms.com%2Fblog%2Fthe-importance-of-data-sovereignty-in-the-age-of-super-apps&amp;amp;bu=https%253A%252F%252Fwww.hbms.com%252Fblog&amp;amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "&gt;</content:encoded>
      <pubDate>Fri, 06 Feb 2026 19:03:00 GMT</pubDate>
      <guid>https://www.hbms.com/blog/the-importance-of-data-sovereignty-in-the-age-of-super-apps</guid>
      <dc:date>2026-02-06T19:03:00Z</dc:date>
      <dc:creator>Ryan</dc:creator>
    </item>
    <item>
      <title>7 Tips For Stopping Friendly Fraud When Bettors Lose</title>
      <link>https://www.hbms.com/blog/7-tips-for-stopping-friendly-fraud-when-bettors-lose</link>
      <description />
      <content:encoded>&lt;img src="https://track.hubspot.com/__ptq.gif?a=23215603&amp;amp;k=14&amp;amp;r=https%3A%2F%2Fwww.hbms.com%2Fblog%2F7-tips-for-stopping-friendly-fraud-when-bettors-lose&amp;amp;bu=https%253A%252F%252Fwww.hbms.com%252Fblog&amp;amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "&gt;</content:encoded>
      <pubDate>Tue, 27 Jan 2026 17:41:00 GMT</pubDate>
      <guid>https://www.hbms.com/blog/7-tips-for-stopping-friendly-fraud-when-bettors-lose</guid>
      <dc:date>2026-01-27T17:41:00Z</dc:date>
      <dc:creator>Ryan</dc:creator>
    </item>
    <item>
      <title>How Payment Data Can Help Stop Romance Scams Before They Harm Your Platform’s Reputation</title>
      <link>https://www.hbms.com/blog/how-payment-data-can-help-stop-romance-scams-before-they-harm-your-platform-s-reputation</link>
      <description />
      <content:encoded>&lt;img src="https://track.hubspot.com/__ptq.gif?a=23215603&amp;amp;k=14&amp;amp;r=https%3A%2F%2Fwww.hbms.com%2Fblog%2Fhow-payment-data-can-help-stop-romance-scams-before-they-harm-your-platform-s-reputation&amp;amp;bu=https%253A%252F%252Fwww.hbms.com%252Fblog&amp;amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "&gt;</content:encoded>
      <pubDate>Mon, 19 Jan 2026 03:46:00 GMT</pubDate>
      <guid>https://www.hbms.com/blog/how-payment-data-can-help-stop-romance-scams-before-they-harm-your-platform-s-reputation</guid>
      <dc:date>2026-01-19T03:46:00Z</dc:date>
      <dc:creator>Dave Galens</dc:creator>
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